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Holding Europe flag screen smart phone. There is a route for hand and finger.
Europe is home to many innovative and disruptive banks, telcos and technology firms. Some of these are deploying mobile wallets that have the potential to span the entire continent.(Image: iStock)
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Vodafone Wallet
The freshly announced NFC version of the Vodafone Wallet packs in Verified by Visa security for Android smartphone owners using a special SIM card. The app, currently available as a loyalty card wallet in Germany, Spain, the U.K., Italy and the Netherlands, will get an NFC update in the second quarter.
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Residents transfer money using the M-Pesa banking service at a store in Nairobi, Kenya, on Sunday, April 14, 2013. In the six years since Kenya's M-Pesa brought banking-by-phone to Africa, the service has grown from a novelty to a bona fide payment network. Photographer: Trevor Snapp/Bloomberg
M-Pesa Romania
Vodafone's other major mobile payment initiative, M-Pesa, became popular in Africa before launching in Romania a year ago. Romania does not have a traditional nationwide banking infrastructure, making M-Pesa a good fit for the nation. (Image: Bloomberg News)
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Seamless SEQR
Sweden's Seamless is aggressively expanding its SEQR mobile wallet throughout Europe. Last month, it deployed SEQR in the Netherlands, Germany, Spain, France and Italy. It also has its eyes on the U.K. and U.S.
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The headquarters of CaixaBank SA, also known as La Caixa, stands beyond residential apartments in Barcelona, Spain, on Tuesday, April 23, 2013. Spain is trying stop the brain drain as it seeks to wean its economy from its dependency on tourism and construction. Photographer: David Ramos/Bloomberg
La Caixa Wallet Venture
La Caixa teamed up with Telefonica, Vodafone, Orange and Visa Europe at the end of 2013 on a mobile wallet project that is focused initially on Spain and is slated to expand into other parts of Europe at a later date. (Image: Bloomberg News)
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Barclays Pingit LICENSE AGREEMENT This Photograph taken by VisualMedia is supplied with an indefinite license for editorial purposes, but excluding advertorials or competitions. The license also covers internal communications requirements such as newsletters and non-commercial website use. Usage for external marketing / advertising purposes will attract additional fees that need to be negotiated dependent on requirements. For further information please contact VisualMedia on +44 (0)20 7613 2555. Note to Press: These images are supplied free of charge for editorial usage. Mandatory credit: VisMedia
Barclays' Pingit
What started as a P2P app has steadily grown into something more. The 2013 addition of Buyit transformed the tool into a wallet that could be used to make purchases from retailers. More recently, the app has integrated with Twitter to enable customers to send funds to individuals identified by their Twitter handles rather than their phone number or email address.
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tourist holds up camera mobile at red phone booth and big ben in london
Weve
Weve, a venture of several U.K. telcos, dropped plans for a mobile wallet in late 2014 (shortly after Apple announced Apple Pay). But the venture itself still exists, and has launched products for messaging and advertising display. (Image: iStock)
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American Wallets
Apple Pay hasn't yet launched in Europe, but already it is laying the groundwork in the U.K. and, presumably, any other country where it sells iPhones. Meanwhile PayPal has been adapting its technology for the European market for years, such as by launching an EMV version of its PayPal Here card reader in Europe before it introduced the same technology for U.S. merchants. (Image: Shutterstock)
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