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Square's new P2P service, Square Cash, is meant to be so straightforward that you don't need an app to use it but Square published an app anyway. The Square Cash app joins a growing suite of Square apps for merchants and consumers.
Some Assembly Required
The instruction screen explains what a consumer needs to have on hand to send funds. Square Cash requires a Visa or MasterCard debit card and an email address. The P2P system doesn't work with credit cards, prepaid cards or ATM cards.