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For all of the noise in the payments industry around transitioning to real-time and same-day digital payments — and in the mainstream media around the bitcoin craze — paper checks still persist as the preferred means of disbursement for the majority of business-to-business transactions.

This is an inconvenient truth for an industry that is obsessed with speed and technological solutions and testament to the fact that in payments, old habits die hard. This is especially true in the U.S., where businesses have come to rely on the float and familiarity that checks provide.