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While the road to API connectivity has not been smooth, solid progress is being made in connecting banks to third parties, says Token's Todd Clyde.December 16
CEOToken.io -
The CFPB has promised an equal-access rule for small-business lending for nearly a decade. But Apple’s recent discrimination inquiry into its credit card could force the agency’s hand.December 3
Head of global policyKabbage Inc.
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Banks and smaller businesses are simply not ready, says SmartTrade App's Kent Vorland.October 31
CEOSmartTrade App
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Mastercard's positioning its effort as a call to action — instead of a mandate — to bring stakeholders together to produce best practices to project data.October 28
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A Brooklyn startup predicts a mix of blockchain and AI can give retailers a referral and conversion model like Amazon and eBay, but the merchants will have to cede some data control.May 16
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Capital One's dispute with Plaid raised questions about the ability of banks and aggregators to work together. But the end of that fight, and Capital One's deal with Finicity, show common ground can be reached — eventually.August 10
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New European Union privacy rules could serve as a guide for U.S. banks.May 29
CEO and Vice ChairmanPrivate Client Resources
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Under GDPR, nothing can happen with the European consumer's data unless they explicitly opt in. American consumers tend to ignore the fine print on company statements regarding the potential uses of their data, leading to an environment where companies expect them to opt in by default.March 23
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Even though they do not face the immediate prospect of regulation requiring an open-banking policy, American banks should act as if they do.November 30
Co-founderCurrencycloud
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While the Consumer Financial Protection Bureau was careful to note that the principles were not binding, the industry should still adopt the guidelines going forward.November 1
Chief Technology OfficerMX
